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Retirement Finance Center

Understanding In-Home Care

In-home care is a valuable service that provides assistance to seniors in the comfort of their own homes. It covers a wide range of services, including:

1. Personal Care:

  • Help with activities of daily living (ADLs) such as bathing, dressing, grooming, and toileting.
  • Medication management and reminders.
  • Mobility assistance.

2. Companionship:

  • Social interaction and emotional support.
  • Engaging in hobbies and activities.
  • Meal planning and preparation.

3. Household Tasks:

  • Light housekeeping and laundry.
  • Shopping and running errands.
  • Transportation to appointments.

4. Skilled Nursing:

  • Medical care provided by registered nurses or licensed practical nurses.
  • Wound care, medication administration, and monitoring of chronic conditions.
In-home care services can be tailored to individual needs, making it a flexible and personalized solution for seniors who wish to age in place. However, these services come at a cost, and many older Americans find it challenging to finance them.